Accounts
Compare accounts
| Account | APY | Monthly fee | Best for |
|---|---|---|---|
| Free Checking | 0.05% APY | $0 | Everyday spending |
| Interest Checking | 1.25% APY | $0 with direct deposit | Balances that sit for a few days |
| High-Yield Savings | 4.10% APY | $0 | Emergency funds & short-term goals |
| Money Market | 4.35% APY | $0 with min. balance | Larger balances with occasional access |
Debit & Cards
A debit card that works everywhere, with instant controls
Freeze it, set spend limits, or get an alert the moment it's used — all from the app, in real time.
- Tap-to-pay and mobile wallet ready
- Instant lock from the Western Alliance app
- Real-time purchase alerts
